Capital Solutions · Supply Chain Finance

Supply Chain Finance

Capital structures built around the commercial movement of goods, contractual obligations and payment cycles.

Discuss a Supply Chain Transaction All capital solutions

Overview

Four potential structures, one cash-conversion cycle.

Supply Chain Finance addresses liquidity requirements arising between procurement, fulfillment, delivery, invoicing and collection. The appropriate financing structure depends on the contractual parties, underlying goods or services, documentary evidence, repayment source and allocation of commercial risk.

Review the underlying commercial transaction and evaluate potential structures or third-party financing arrangements.

Individual structures are not represented as confirmed available programs.

Important limitation

The structures described are illustrative. They do not establish availability through Lankford Capital or any financing counterparty, and do not constitute credit approval or a commitment to finance. Advance rates, pricing, concentration limits, funding times and provider availability are not published.

Accounts Receivable Finance

General commercial use

May provide liquidity against eligible invoices arising from completed sales or services.

Potential repayment basis

Customer payment of the underlying invoices.

Important considerations

Invoice validity
Buyer credit quality
Disputes
Dilution
Collection history
Existing security interests

Indicative qualification information

Accounts receivable aging
Sample invoices and proof of delivery
Customer list and payment terms
Recent financial statements

Inventory Finance

General commercial use

May provide financing against qualifying inventory, subject to valuation, marketability and collateral-control requirements.

Potential repayment basis

Sale of the inventory and collection of the resulting receivables.

Important considerations

Inventory location
Ownership
Turnover
Condition
Obsolescence
Liquidation value

Indicative qualification information

Inventory reports by item and location
Turnover and sales history
Storage and warehouse arrangements
Recent financial statements

Purchase Order Finance

General commercial use

May support qualifying procurement or fulfillment costs associated with verified customer orders.

Potential repayment basis

Customer payment once the goods are delivered and invoiced.

Important considerations

Purchase-order enforceability
Supplier performance
Delivery obligations
Buyer credit quality
Transaction margins

Indicative qualification information

Customer purchase order
Supplier quote or pro forma invoice
Transaction margin summary
Fulfillment history

Supplier Finance

General commercial use

May address approved supplier payment obligations or working-capital timing within an established commercial relationship.

Potential repayment basis

Payment of the approved invoices or obligations by the obligor.

Important considerations

The obligor's credit quality
Approved invoices or obligations
Commercial terms
The provider's program requirements

Indicative qualification information

Buyer financial statements
Supplier list and annual spend
Invoice approval workflow
Current payment terms

Related sectors

Where supply chain finance may be relevant.

Transaction review

A preliminary review may consider buyer and supplier information, contracts, purchase orders, invoices, collateral, logistics, gross margins and cash conversion.

Important information

Information is preliminary and for general discussion only. Submission does not constitute a commitment to lend, arrange, invest or provide advisory services. Any transaction or engagement remains subject to eligibility review, diligence, applicable approvals and definitive documentation.

Discuss a Supply Chain Transaction Asset-based lending

Start a conversation

Tell us where working capital is tied up.

Share the business, its customers and suppliers, and what the financing is for.

Discuss a Supply Chain Transaction (314) 314-5366