Capital for the movement of goods and the businesses behind it.
Financing considerations for wholesale and distribution companies — inventory purchasing, receivables conversion, seasonal demand, customer concentration and expansion into new markets.
Wholesale and distribution companies operate between suppliers, manufacturers and end customers. Their financing needs are frequently connected to inventory purchasing, receivables conversion, seasonal demand, customer concentration and expansion into new markets.
Target business profile.
Common transaction and financing purposes.
- Inventory acquisition and replenishment
- Receivables-supported liquidity
- Purchase-order and supplier-related financing
- Acquisition or refinancing of distribution businesses
- Warehouse and material-handling equipment
- Expansion and operating working capital
Potential capital structures.
Asset-Based Lending / Working Capital
Financing supported by qualifying business assets, operating cash flow or other identified repayment sources.
Supply Chain Finance
Structures addressing the timing between purchasing goods, invoicing customers and receiving payment.
Equipment Finance & Leasing
Warehouse, material-handling and other productive equipment.
Senior Debt / Acquisition & Refinancing
Acquisition or refinancing of distribution businesses.
Availability, terms and Lankford Capital's role are confirmed case by case.
What capital will look at.
- Receivables aging
- Inventory turnover
- Gross margins
- Customer and supplier concentration
- Purchase-order enforceability
- Logistics costs
- Existing collateral obligations
What to have ready.
- Historical and interim financial statements
- Receivables and payables aging
- Inventory reports
- Customer and supplier lists
- Sample purchase orders and invoices
- Existing debt schedule
Illustrative only. Not an eligibility list or a commitment to review or proceed.
Potential solutions.
Related sectors.
Tell us about the business and what the financing is for.
Share the business, the need and the timing. Our team will review whether — and how — a structure may fit.