Middle-Market Operating Businesses · Commercial & Business Services

Capital and financial support for established service enterprises.

Financing considerations and, separately, financial advisory for commercial and business service companies built on contracts, recurring customers and operational execution.

Overview
Middle-Market Operating Businesses
Financing for operating businesses

Commercial and business service companies generate value through contractual relationships, recurring customers, specialized capabilities and operational execution.

Their financing needs may include acquisition capital, working-capital support, technology investment, business expansion or refinancing.

Who this is for

Target business profile.

Established business-to-business service providers
Contract-driven operating companies
Businesses with recurring or contracted revenue
Companies preparing for growth, acquisition or lender reporting
Typical transactions

Common transaction and financing purposes.

  • Business acquisitions and transitions
  • Refinancing existing business obligations
  • Working-capital facilities
  • Expansion into additional locations or markets
  • Investment in business systems and equipment
  • Financial planning and transaction readiness
Potential capital structures

Potential capital structures.

Senior Debt / Acquisition & Refinancing

Business acquisitions, transitions and refinancing supported by operating cash flow.

Asset-Based Lending / Working Capital

Working-capital structures supported by qualifying business assets.

Equipment Finance & Leasing

Business systems and equipment.

Advisory Services

Financial planning and transaction readiness — a separate engagement, not financing.

Availability, terms and Lankford Capital's role are confirmed case by case.

Operating and credit considerations

What capital will look at.

  • Recurring revenue quality
  • Customer retention
  • Contract duration
  • Revenue concentration
  • Margins
  • Payroll obligations
  • Working-capital needs
  • Historical cash flow
Illustrative qualification information

What to have ready.

  • Historical and interim financial statements
  • Key customer contracts or master service agreements
  • Receivables aging
  • Revenue by customer
  • Existing debt schedule

Illustrative only. Not an eligibility list or a commitment to review or proceed.

Start a conversation

Tell us about the business and what the financing is for.

Share the business, the need and the timing. Our team will review whether — and how — a structure may fit.